如果一家银行，或者由开证行指定或者自己主动买下出口人呈交给它的信用证项下的汇票，这家银行就称为议付行。然后，议付行将汇票和单据寄到开证行以得到偿还。
【正确答案】：If a bank, either nominated by the opening bank or at its own choice，buys the exporter s draft submitted to it under a credit, it is called a negotiating bank. The draft and the documents will then be sent to the opening bank for reimbursement.